Regulatory Information
Full regulatory identity of all entities contributing to the Opulanz platform
This page sets out the full regulatory identity of all entities contributing to the Opulanz platform, their respective licences, agréments, and the services each is authorised to provide.
1. Group Structure Overview
The Opulanz platform is operated by a group of independent but coordinated regulated entities, each contributing specific licensed activities:
- Advensys Insurance-Finance SARL (France): ORIAS regulated — CIF, COBSP, COA, CJA
- Groupe Advensys Luxembourg S.A. (Luxembourg): RCS licensed — Accounting, tax advisory, company formation with accounting mandate
- Opulanz SIA (Latvia): Commercial entity — Software licences, IT services, banking introductions
2. Advensys Insurance-Finance SARL — Full Regulatory Profile
Company name: Advensys Insurance-Finance SARL
Trade name: AIF
RCS Paris: 895 111 292
SIRET: 895 111 292 00010
EUID: FR7501.895111292
VAT (intracommunautaire): FR50895111292
Share capital: EUR 20,000
Registered office: 66 avenue des Champs-Élysées, 75008 Paris, France
Phone: +33 6 98 21 44 46
Email: contact@advensys-in-finance.com
APE: 6622Z — Autres activités auxiliaires d'assurance et de retraite
ORIAS n°: 21003660
ORIAS link: www.orias.fr — Public register verifiable online
Licences and authorisations confirmed by ORIAS attestation dated 17/02/2026:
| Qualification | Since | Valid Until | Regulator |
|---|---|---|---|
| CIF — Conseiller en Investissements Financiers | 28/05/2021 | 28/02/2027 | AMF / ORIAS |
| COBSP — Courtier en Opérations de Banque et Services de Paiement | 16/04/2021 | 28/02/2027 | ACPR / ORIAS |
| COA — Courtier d'Assurance ou de Réassurance | 16/04/2021 | 28/02/2027 | ACPR / ORIAS |
Services authorised for Advensys Insurance-Finance SARL on the Opulanz platform:
- Banking account opening intermediation (COBSP)
- Insurance brokerage — life insurance and general insurance products (COA)
- Investment advisory services — MiFID II compliant (CIF)
- Company formation — standalone (CJA qualification)
- Legal and administrative advisory (CJA qualification)
3. Groupe Advensys Luxembourg S.A. — Full Regulatory Profile
Company name: Groupe Advensys Luxembourg S.A.
Trade names: Advensys Conseil · Location Rolls Royce · Opulanz Group
Legal form: Société anonyme (SA)
RCS Luxembourg: B197138
Share capital: EUR 31,000 — Fixed — Fully paid up
NACE code: 69.200 — Accounting activities
Registered office: 49 Duarrefstrooss, L-9964 Huldange, Grand Duchy of Luxembourg
Incorporation date: 12/05/2015
Sole director: DULBERG Irvin Regnard — sole signatory authority
Director mandate: Appointed 23/11/2020 — Expires 23/11/2026
Statutory auditor: Advensys Conseil LTD (Companies House UK n°07464304)
Email: contact@advensys-conseil.lu
Phone: +352 28 79 76 26
Services authorised for Groupe Advensys Luxembourg S.A. on the Opulanz platform:
- Professional accounting and payroll services
- Tax advisory for individuals and legal entities (persons physiques et morales)
- Company formation in Luxembourg — only when coupled with an accounting mandate
- Business creation consulting and operational support
4. Opulanz SIA — Full Regulatory Profile
Company name: Opulanz SIA
Legal form: Sabiedrība ar ierobežotu atbildību (SIA) — Latvian LLC
Registration number: 40203750214
Registration date: 27/05/2026
Share capital: EUR 3,000 — Fully paid up
Registered office: Vīlandes iela 5-36, Rīga, LV-1010, Republic of Latvia
SEPA identifier: LV44ZZZ40203750214
Sole shareholder: DULBERG Irvin Regnard
Board member: DULBERG Irvin Regnard — sole right of representation
Email: contact@opulanz.com
Services provided by Opulanz SIA on the Opulanz platform:
- IT services and platform development
- Banking account opening introductions (acting as introducer to licensed EU EMI partners — not as a licensed EMI itself)
5. Complaints & Dispute Resolution
All complaints must be submitted in writing to the Compliance Department:
Email: contact@opulanz.com
Subject line: 'COMPLAINT — [Service Name] — [Your Name]'
Response time (France): 15 business days maximum (ACPR requirement)
Response time (Luxembourg): 30 calendar days maximum
External dispute resolution — if not resolved internally about Advensys Insurance-Finance SARL:
CNPM - MÉDIATION-CONSOMMATION — 27 avenue de la Libération, 42400 Saint-Chamond
Tél : 04 77 42 10 58
Courriel : contact-admin@cnpm-mediation-consommation.eu
6. Regulatory Notices
The following regulatory information applies to all services:
- Advensys Insurance-Finance SARL is registered with the ORIAS (Organisme pour le Registre des Intermédiaires en Assurance) — verification at www.orias.fr using n°21003660.
- Advensys Insurance-Finance SARL acts under the prudential supervision of the ACPR (Autorité de Contrôle Prudentiel et de Résolution) for insurance and banking intermediation.
- Investment advisory services provided by Advensys Insurance-Finance SARL are conducted under the supervision of the AMF (Autorité des Marchés Financiers) in its capacity as CIF.
- Groupe Advensys Luxembourg S.A. operates under Luxembourg law and is registered with the Luxembourg Business Registers (LBR) — verification at www.lbr.lu using RCS B197138 and accounting and business licence under Ministry of Economy of Luxembourg.
- Opulanz SIA is registered with the Latvian Commercial Register — verification at www.ur.gov.lv.
Last updated: July 2026